By Restoration Advertising · 10/06/2026

Hiring Trades After a Flood: What to Check First

After a flood you may need several kinds of company. The FTC's advice on licenses, insurance, written contracts and payment, and how to check a restoration firm.

A gutted room with a dehumidifier, a ladder and a toolbox waiting

Who might you need after a flood?

A flooded home can involve more than one kind of company: a restoration company to remove water and dry the building, and, depending on the damage, other trades for repairs. Which ones you need depends on your loss, so ask each company what they do and what they do not do. If you are unsure whether to call a plumber or a restoration company first, see burst pipe or flood: plumber or restoration company first, and for the first hours see the first 24 hours after water damage.

What should you check before you hire anyone?

Emergencies are when scammers appear. The FTC's advice after a weather-related disaster is to hire licensed, insured contractors: check with your state or county government to confirm a contractor's license, ask for proof of insurance and get a written contract. It also says paying by credit card offers some protections, and to pay in full only after the work is done (FTC Consumer Advice: Four ways to avoid scams after a weather-related disaster, February 7, 2025).

Your checks, before any work starts

  • License

    Confirm it with your state or county government, not only with a card the company hands you.

  • Insurance

    Ask for proof of insurance. Keep a copy.

  • A written contract

    Never rely on a handshake. Get what is being done, for how much, in writing.

  • How you pay

    The FTC says a credit card offers some protections and to pay in full only after the work is done.

  • Certifications they claim

    If a company says it holds an IICRC certification, you can check it. IICRC offers a "Locate a Certified Pro" tool on its site.

  • Who is actually coming

    Ask who will be on site, and make sure the company you hired is the one doing the work.

Where does the directory fit in?

Our directory lists restoration companies and describes each as its own website describes it. A listing is not an endorsement and not a certification, so still run the checks above. For what restoration companies themselves are advised to show, see IICRC and RIA certifications: what to show customers.

If you are told something that does not sound right, such as a demand for cash up front, say you need time to check and call another company. A reputable company will understand.

FAQ

How do I check a contractor's license?

The FTC advises checking with your state or county government to confirm a contractor's license, and asking for proof of insurance.

Should I pay a contractor in cash after a flood?

The FTC says paying by credit card offers some protections and to pay in full only after the work is done.

Can I verify an IICRC certification?

IICRC's site has a "Locate a Certified Pro" tool. Ask the company which certification it holds, and who holds it.

Researched and drafted with AI, then reviewed and edited by the site's editors.