Articles
Insurance
Working with your insurer after water, fire or storm damage: documenting the loss, the adjuster's visit, and your claim.
Everything in Insurance
09/30/2026
Flood vs. Water Damage on a Homeowner's Policy
How homeowners policies usually treat sudden leaks, gradual damage, flood and sewer backup, what to ask your agent, and what to document. No promises on coverage.
09/30/2026
Reading a Restoration Estimate Before You Sign
What the common line items on a water damage estimate mean, why the total can change, and what to ask about before you sign a work authorization.
09/29/2026
Documenting Your Loss Before the Cleanup Starts
Photos, video and a written list made before anything is moved or thrown away make a claim easier to support. What to record, what to keep, and what to leave alone.
09/29/2026
The Adjuster's Visit and Choosing Your Restoration Company
What an insurance adjuster does, how to prepare for the visit, and why you usually get to choose your own restoration company even when your insurer suggests one.